Fraud & Financial Crime Europe

Jane leads a third line of defence MUFG Internal Audit team based in London and Amsterdam, responsible for all Financial Crime, Fraud and ESG audits across the region, with a focus on the securities and wholesale banking sector. She is also a working mum and acts as a pioneer for four-day working. With over 17 years audit experience, she has held similar internal audit roles in HSBC and Lloyds Banking Group and started out as an External/Internal Auditor at consultants PwC. Jane is a chartered account and fellow of the ICAEW, ACAMS certified sanctions specialist and a prize winner of the International Compliance Association, Financial Crime Prevention diploma. MUFG is Japan’s largest bank, ranked as the 4th largest bank in the world operating in 40 offices across the globe. Outside of work, Jane volunteers for the NHS as a Covid-19 vaccine champion and enjoys fitness and crime films.

Sam Bawtree is a Technology Enabled Money Laundering subject matter expert, working for HM Revenue & Customs’ Fraud Investigation Service.  He has spent the last three years working to enhance knowledge and awareness of the threat of technology enabled money laundering and building capability not only within HMRC but across UK Law Enforcement, other Government Departments, and the private sector.

Sam works collaboratively with National and International partners, sharing best practices, assisting in the development of the UK’s response to this threat and ensuring operational readiness to investigate and recover assets where exploitation has been identified.

More recently Sam has been focussed on developing HMRC’s strategic and tactical response to this threat, promoting awareness, strengthening capability, and responding to its utilisation in fiscal fraud, to defend the UK against economic crime.

Dr Philip Bonhard is the Head of Design – Security, Authentication and Identity at LBG.  In a nutshell he makes sure security / fraud projects consider human needs before jumping to solutions and then helps getting the right designers on-board, like UX, Service, Visual, Conversation. Before that he looked after the customer experience of LBG’s mortgages business.  Prior to joining Lloyds, he worked in academia, big consulting firms and ran his own design agency.  He holds a PhD in Human Computer Interaction from University College London.   

Most importantly he’s passionate about designing products / services that make people’s lives better.  Other than that he likes to build stuff for his two daughters and tinker with his raspberry pie / arduino boards with the occasional Lego thrown in. He strongly believes that building stuff is more important than describing it.

Fabrice Brossart is the Chief Risk Officer for AIG International General Insurance and oversees AIG’s risk management function in 80+ territories outside North America, ensuring these operations have a risk management system proportionate to their exposures and in line with local regulatory and corporate governance requirements.

Gion-Andri Büsser is the CEO of IMTF. He holds a MSc from the ETH, Federal Institute of Technology of Zürich, and an MBA from Columbia University. His previous experiences include founding a startup and working at Google and McKinsey, where he gained extensive experience in the digital transformation of financial institutions and strategic topics. As a product-oriented CEO, Gion-Andri is deeply engaged with product vision and execution and a strong advocate of leveraging modern technology to further advance the fight against fraud and financial crime.

William is a partner in Milbank’s Litigation & Arbitration Group in London. He specialises in complex commercial dispute resolution and regulatory investigations, with a strong focus on banking and finance, outsourcing, technology and energy disputes.  William’s investigations practice focuses on advising firms and individuals (often in the financial services sector), in UK and cross-border internal and regulatory investigations and enforcement proceedings (and resulting litigation), including in respect of competition/antitrust issues, insider dealing and other forms of market abuse, systems and controls issues, and mis-selling.

William is also a key contributor to Milbank’s ESG & Sustainability capabilities, focusing on regulatory enforcement and litigation risk, as well as the developing legal framework in connection with ESG disclosures and ‘greenwashing’.

Chloe Cina is a Director at Deutsche Bank and Head of the Global Sanctions Advisory Team. She is a barrister of 17 years Call, an international lawyer and financial sanctions expert. She was the former UK Head of Sanctions at HSBC. She worked for the United Nations, practiced at the Criminal Bar and joined the Foreign & Commonwealth Office as a legal adviser in 2014, advising on financial sanctions and security policy in the EU and UN. She led the Iran nuclear legal team for the UK and continues to practice in the field of international financial sanctions.

Pamela works with governments, law enforcement officials, regulators, law firms and financial institutions around the world to conduct cryptocurrency financial investigations and to train and educate officials and employees to understand and investigate financial crimes, money laundering and other criminal activity within the cryptocurrency ecosystem.

Prior to joining CipherTrace, Pamela was the Assistant Vice President – BSA and Information Security for First State Bank. She also has over 15 years of international experience with investigations, due diligence and operations mostly in Latin America with the U.S. Government.

Pamela has her Certified Anti-Money Laundering Specialist (CAMS).  She obtained her B.A. from the University of Texas at Austin and her MBA from the Universidad Autónoma de Madrid.  She has conducted trainings and workshops, and spoken about cryptocurrency and financial crimes globally, to include speaking engagements at INTERPOL, UN, EUROPOL, Basel Governance, ACAMS, ACFCS and other international and federal agencies and organizations. Pamela is an acknowledged industry expert in cryptocurrency intelligence and evidentiary criminal investigations. Her opinions and advice have been featured in the Wall Street Journal, Forbes, and on the TV program News Nation. Pam is fluent in both English and Spanish.

Paul Coady has nearly 25-years’ experience in global financial services.  He has worked in Dublin, London and New York and has led significant compliance and financial crime operations and transformation across the U.K., North America, Europe, Asia and Africa.  His particular area of focus as a practitioner and a speaker is on how organisations can pragmatically influence compliance, conduct and culture.  Paul has held senior roles as the Business Ethics, Policies & Training Manager for Allied Irish Bank, Global Chief Compliance Officer for DBRS Credit Rating Agency and Group Head of Compliance Policy & Learning for Barclays and is currently the Global Head of AFC People, Education & Culture for Deustche Bank.

Sabine is a trusted advisor to Executive Boards on Strategic Regulatory & Legal Risks & Opportunities with deep understanding of Business needs across the Financial Sector.

For her profession, Sabine is well connected with Regulators & Policymakers in Europe, International Organisations and beyond. Sabine has held numerous board or chair positions in industry associations, namely in Europe at EFAMA, AFME and ICMA, and is a regular guest of roundtables and discussion fora on innovative thought leadership topics, such as Sustainability, Diversity and Digitisation / Crypto. Currently in career transition, she has held most recently a global responsibility for Regulatory Intelligence at UBS Asset Management. Prior to this Sabine held other positions at UBS Group and Wealth Management, including as Group Head EU Public Policy where she was responsible, inter alia, for setting up the Swiss Finance Council in Brussels as a joint venture association with Credit Suisse. Sabine worked for many years at magic circles law firm Freshfields Bruckhaus Deringer in Frankfurt and started her career at German law firm Hengeler Mueller and the ECB.

Sabine is author of a number of publications, holds a PhD in International Securities Law and an MBA of HEC Paris (exchange to SDA Bocconi, Milan).

David is Vice President of Product Management for the Financial Crime and Verification solutions within Mastercard’s Cyber and Intelligence. During his time at Mastercard via their Vocalink acquisition, he has spoken at events globally and helped to bring to market a number of industry first Fraud and Anti Money Laundering solutions, including the multi-award winning Prevent Business Payments Fraud solution and Trace Financial Crime. He brings more than 20 years of payments and financial crime experience to the team.

Prior to joining Mastercard and Vocalink, David was responsible for managing and completely overhauling an existing fraud product at a global payments software company. Before moving to the UK, over 15 years ago, he worked for the Canadian national Debit Card scheme as a fraud analyst and countermeasure specialist, working with the membership at a national level to design and implement fraud avoidance measures.

Ela Emmett has recently been appointed as a Senior Manager, Financial Crime Controls, Risks and Policy & Advisory within the Compliance function at ICBC Standard Bank.

In her previous role with Commerzbank AG London, she led the AML Monitoring and Investigation team and acted as Fraud Officer for the London Branch, leading the Anti-Fraud Programme and ensuring oversight and implementation of the respective local and global governance. She was responsible for managing complex investigations across different business platforms and critical input in developing anti-financial crime policies, procedures, measures, and controls. While at Commerzbank, Ela closely interacted with the Joint Money Laundering Task Force (JMLIT), enabling the Bank to contribute to live investigations.

Before joining Commerzbank in 2018, Ela served in a similar investigative role at Citibank NA for over ten years, gaining experience in financial crime, including fraud investigations and AML.

Ela holds a Master`s degree in Criminal Studies from the University of Portsmouth, Institute of Criminal Justice Studies and achieved several other financial crime-related certifications, i.e., ACAMS, ACFE and ECCP.

At the beginning of her career, Ela had the opportunity to train with the Analysis Training Unit at Greater Manchester Police and attended several training courses with the City of London Police to develop knowledge on a comprehensive range of financial crime topics across the spectrum from foundation level to industry experts.

Alex’s current responsibilities include leading the financial crime intelligence and data development strategies for Standard Chartered Bank’s High Risk Client Unit. With the support of HRCU colleagues, he leads intelligence projects and proactive investigations to build bank-wide understanding of the financial crime threats. This work supports our colleagues and clients to manage financial crime risks and to protect our customers and the bank. Alex has spent his career collaborating with and within a range of cross-sector organisations and law enforcement, on initiatives that support our collective ability to access the right information and infrastructure to minimise the harmful impact of crime on economies and societies. In addition to pursuing a geeky personal interest in Cyberpsychology, he is a member of the Institute of Leadership, holds a master’s degree in Intelligence and International Security and a diploma in Anti-Money Laundering, and is currently working towards a diploma in Data Analytics.

With over 20 years of experience, Liliya has worked across the financial crime space in different roles and capacity and across different business segments. She has managed teams, due diligence projects in challenging environments, and led major investigations and litigation support cases. In the late 1990s she joined Bulgaria’s Financial Intelligence Unit where she headed the International Contacts and Legal Coordination department. Her experience also includes Transparency International in Berlin, several London-based investigative consultancy firms and the Royal Bank of Canada in London. In 2016 she joined Commerzbank London where she managed the AML Advisory and EDD Team until her appointment as head of Transactions Monitoring and Investigations/UK FIU and deputy MLRO. In 2020 she joined Crédit Agricole Corporate and Investment Bank as Head of UK Financial Security; she is also the MLRO. She holds a doctorate in AML policies from Tilburg University in the Netherlands and gives lectures at the University of Manchester. A speaker at industry events, Liliya has delivered presentations on behalf of Stop the Traffik, a London-based non-profit organisation that fights human trafficking and slavery.

Barbara is a renowned Anti Money Laundering expert and has more than a decade of experience in the compliance and regulatory industry at world-renowned banks, investment, and software firms across the EU region. She is also a Co-Chair of the Public Sector Working Group at INATBA, the International Association for Trusted Blockchain Applications. Barbara is presently also the Head of Regulatory Affairs & Customer Engagement at Coinfirm, where she acts as the bridge between blockchain tech startups, businesses, crypto exchanges and brands and the regulators- governments and international organisations like the FATF by helping private entities comply with constantly evolving regulatory policies.

Across her career Serpil has held Fraud roles with many globally recognised brands including American Express, Visa, FICO, BAE Systems and EY. Serpil joined D4T4 Solutions to lead Fraud Prevention in August 2021 when to head up Product Management for the award winning Celebrus Fraud Data Platform and Celebrus’ development of solutions in the Fraud Area.

Rhys is a technology leader with extensive experience delivering large-scale technology transformation for some of the world’s largest banking groups. At Vuram, he leads the organization’s Global Banking Practice as a trusted partner and advisor on low code. As a seasoned change professional, Rhys has established some of the most successful low code practices and advises a network of major banking clients from every region. By aligning low code with an effective resourcing model, he has proven how delivery time to market and cost can both be dramatically reduced without compromise. Rhys focuses on talent development and believes that shaping a progressive talent culture positions any organization to embrace success. The success in setting up any low code capability he believes is always grounded on people, ways of working and then technology

Over 20 years of experience working within software start-ups through to acquisition and for some of the largest IT vendors including (IBM, HP, Dell, Symantec, Veritas.)

During the past 3 years Travis  has been working with Mitek Systems (NASDAQ: MITK), a global leader in next generation mobile capture, identity verification + KYC software solutions.

Mitek closely Partner’s with of the many global financial institutions, fintech’s and businesses in highly regulated industries to successfully deploy remote, digital identity verification.

John has spent his career fighting fraud across multiple sectors, working within both Fraud Investigations and Fraud Risk Advisory. An active member of the Anti-Fraud community, John supports Fraud Risk Reduction via his drive for greater collaboration between risk professionals, enhanced awareness of emerging risks, and the  blended use of digital and analogue tools. John is currently the Head of Internal Fraud Risk Prevention at Standard Chartered Bank.

Amit Lakhani has varied experiences in managing operational risks at organisations of all sizes. He started his career working as a consultant with Accenture where he developed and deployed multi-million dollar programmes involving compliance and risk elements, especially information security and cyber risks. Further, Amit worked at large multinational organisations in his role at KPMG driving strategic decision-making, investments and risk reduction programmes.

In his current role, Amit looks after IT risks, third party/vendor risk management and fraud risks across the Corporate and Institutional Banking division for BNP Paribas. Increasingly, he is converging the management of all such transversal operational risk topics into Operational Resilience and therefore OpRes is becoming a key priority for him. He has been a key contributor to the CIB OpRes programme and provided oversight and supervision on the topic through his second line of defence role.

Guy Mettrick is Appian’s Global Industry Manager for Financial Services

Responsible for driving Appian’s go to market strategy for Financial Services globally. Working with our customers and partners to ensure our solutions support their revenues goals, manage risk effectively and optimise processes across their enterprise.

Support the ongoing development of Appian’s platform and solutions by working with our customers, partners and industry associations as the landscape of Financial Services, regulation and technology evolves.

Prior to Appian, he was Head of European Fund Business at Sumitomo Mitsui Trust Bank. He has also held management positions at BNP Paribas and Royal Bank of Canada. Guy Mettrick has an BA degree in Business Studies (Finance & Marketing) from the University of Portsmouth.

Ayan Mukherjee is a Senior Product Owner within Model Risk Management department at ING bank and is the project, stakeholder and backlog manager for model validation team. As a Product Owner, Ayan has been involved in numerous discussions with KYC and Fraud business and First Line of Defence and is playing a key role in implementation of Model Risk Management throughout the bank as part of Second Line of Defence.

Prior to joining ING, Ayan was a Senior Manager at Genpact and was based out of Boston, USA where his primary responsibility was stakeholder and project management along with leading the credit risk model validation team which was based out of India. Ayan has a Masters in Economics and has in total, 12 years of experience in the banking and financial services industry.

Jacobo is a senior compliance leader highly experienced in managing and coaching compliance teams with proven ability to work collaboratively within an international context and to effect compliance change. He has an International MBA from IE Business School, and a Master’s Degree in Law from the Universidad S. Pablo, Madrid. He has over 15 years’ compliance experience within the financial industry. Jacobo joined Rabobank in the Netherlands in 2014 as the Head of Wholesale, Rural and Retail Compliance Network, then moved to London to join the UK Management Team and become the Head of Compliance Region Europe in 2017. Prior to Rabobank, Jacobo was part of the Risk & Compliance team of Pricewaterhouse Coopers in the Netherlands and also worked in Compliance at ABN AMRO. Jacobo is a member of the Policy & Regulatory Network and the Compliance Expert Panel of the Association of Foreign Banks in the UK.

Faizal Nunes is the Deputy Global Head of Anti-Fraud for Credit Suisse based in Zurich where he is responsible for the global 2LoD Anti-Fraud Programme, Framework and Standards covering Investment Banking, Wealth management, Asset Management divisions as well as Corporate functions.
He has significant experience in multi-jurisdictional forensic investigations, enforcement/monitor led compliance remediation projects, regulatory driven initiatives in various industries as well as hands-on experience in emerging markets.
In addition, Faizal has been working on various initiatives related to reviewing the effectiveness of compliance programmes, identifying risk mitigation measures whilst considering business risk appetite, client engagement and process/control simplification. Faizal’s interests also include proactive identification of new and emerging risks such as Crypto as an Asset class, ESG/climate change and Cyber Fraud.
Prior to Credit Suisse, Faizal was an Assistant Director within EY’s forensic practice where he led a wide range of large-scale investigations in fraud, bribery and corruption as well as compliance projects for EY’s global clients.

Colin Parsons is a Product Lead at Verafin who has spent extensive time working on Wire and ACH fraud. Throughout his time with Verafin, he has worked as a development team lead, software developer and in product marketing. Applying the knowledge gained through his roles and experiences, Colin is focused on using technology to solve the hard problems that are persistent within the fraud space.

Saeed Patel is Group Director of Product Development Management at Eastnets.  Saeed has over 25 years’ experience working in capital markets and regtech firms.  Saeed has been a technical advisor to a number of European regulatory boards and is a former FCA Whistleblower.

Surash leads the EMEA team for Telesign, helping brands manage their digital identity and global communications needs. Previously the managed the RealNetworks  (RNWK -NASDAQ) Messaging business globally. Prior to RealNetworks, Surash founded and worked at mGage (now Kaleyra – KLR -NYSE), holding roles of Chief Strategy Officer & COO for Europe. Surash is also Chair of the charity; Binti International, which promotes Menstrual Dignity for Women worldwide and has an MBA from London Business School.

Riley Peterson is the regional head of Strategy and Governance, reporting directly to the MLRO. Mr Peterson leads a number of teams which provide oversight and support to the offices across the EMEA region. These teams provide policy guidance, regulatory change, audit and regulatory exam support and all MI reported to Group. Additionally, he oversees the global roll out of financial crime policies and procedures a key transformation project across the Group.

Prior to joining MUFG Bank in 2017, Mr Peterson worked for KPMG for 11 years specializing in financial crime compliance. He is a 2001 graduate of the University of Nebraska (Bachelor of Arts) and a 2005 graduate of the Vermont Law School (Juris Doctorate).

Mansoor Qureshi is a Senior Technical Sales Manager for Ping’s fraud detection and mitigation solutions. Mansoor has around 15 years of professional experience where the last 8 years have been in the Identity, Digital Fraud and KYC space and is highly passionate about leveraging the power of identity to help enterprises deliver exceptional customer experiences that are simultaneously secure and seamless.

Howard has undertaken a diverse range of roles in the financial services sector spanning the disciplines of operational management, corporate relationship management, strategy and risk management. Passionate about preventing Economic Crime his current role is to provide Oversight of Economic Crime risks with particular focus on screening and transaction monitoring. He is an advisory board member for Cifas, the UKs largest cross-sector fraud data sharing organisation, as well as a member of the European Banking Federation Exco financial crime strategy group.   He is also an active member of the Europol Financial Intelligence Public Private Partnership. Howard enjoys running getting in a 5km jog on most days.

Matthew is the Co-Founder and CEO of digital identity and authentication innovator Honey Badger.  With presence in the UK, USA and Australia, he leads a global team passionate about building solutions to prevent fraud that also provide a great customer experience.

As an accomplished technologist, Matthew has a proven track record of solving real-world problems with creative and novel technology. Most recently, he filed a patent to authenticate users in the real-world and Metaverse by using Artificial Intelligence to find information that a user will know, but a fraudster won’t.

Prior to Honey Badger Matthew co-founded, scaled, and successfully exited ntropy, a leading community & stakeholder engagement platform used by public sector organisations around the world to collect, analyse and act on data.

Andy’s role as Commercial Director at FACT360 is to deliver the Global GTM and Sales function driving growth globally. He has held a number of roles building out sales organisations and growing company revenues in both UK and across EMEA. Most recently, as the VP and MD EMEA,  he built out the revenue model and drove significant growth in the EMEA business at Actifio Inc, a US start up based out of Boston focusing on Data Availability and Business Agility. Prior to that he was the COO at a very successful UK based data and storage service provider.

Natalie Sookhoo is speaking at Fraud and Financial Crime Europe 2022

Validate statistical models and machine learning models in a wide range of domains covering fraud detection, early warn signals of financial and economic crime, KYC, as well as Customer Interactions, NLP and customer dialogue analytics.

Futhermore, I have the following responsibility and experience:

Model Factory expert, supervising model factory validations, creating standards and leading validations of model factories.

Part of the MoRM Ethics working group to make sure models within ING are used ethically.

Doing several Product Owner responsibilities such as the PO Stand up, retrospective sessions and stakeholder management.

Experienced presenter on the field of neural networks, model factories, Explainability & fairness in AI, NLP, and Wellbeing.

Mona Vaswani is a partner in the London office of Milbank LLP and a member of the firm’s Litigation & Arbitration Group.  Mona advises on a variety of complex, cross-border, disputes and investigations, with an emphasis on banking litigation, fraud and asset tracing claims as well as trust litigation.  She has acted for a number of leading international and investment banks on a wide range of large, high-stakes and complex banking and regulatory disputes and investigations in England.  She also has substantial experience of advising banks and trustees and in particular offshore trustees, in the conduct of trust litigation in several jurisdictions. 

Mona has acted in various claims in the High Court, in the finance sector, including those involving allegations of fraud, constructive trust and breach of fiduciary duty and has also acted in international arbitrations concerning derivatives disputes and has experience of conducting internal inquiries and investigations for a number of corporate and banking clients.

Hugo was a seasoned campaigner in the banking industry, having spent the last 10 years of his 30+ year career within the financial crime prevention space. He has worked for Bank of America Merrill Lynch, JP Morgan Chase and Commerzbank in a variety of roles including Global Financial Crimes Compliance, Foreign Correspondent Bank Remediation and KYC Advisory.

Prior to this he spent over 23 years with Barclays UK working primarily in their front office, fulfilling numerous Relationship Manager roles, most notably in Premier Banking, Commercial Banking and International Wealth Management. He has experience of working with UK and US regulators and could be called a ‘poacher turned gamekeeper’ given his move from sales to the middle office.

In the summer of 2019, he was appointed Director of Anti-Financial Crime Solutions at RDC who were acquired by Moody’s in January 2020. He splits his time evenly between thought leadership, providing an internal point of compliance reference and developing relationships with existing and prospective clients with a view to providing maximum screening effectiveness and efficiency. He is a Certified Financial Crime Specialist (ACFCS) with a particular interest in politically exposed persons (PEPs) and adverse media.

Svetlana Zarubina-Thomas is Head of Sanctions Compliance, Nordea. Prior to joining Nordea, Svetlana headed the EMEA Sanctions Compliance function at UBS and worked at Deutsche Bank in their UK&I Sanctions Team. Earlier, Svetlana held a number of financial crime compliance roles within global financial institutions.