Payments Europe 2020

James joined JPMorgan Chase in June 2007 to form part of the Global Industry Issues team. He moved to the Product team covering regulatory and strategic issues across Europe, the Middle East and Africa in November 2018. His current role includes evaluation of industry and regulatory requirements, with a view to helping the industry move towards achieving its aims and positioning JPMorgan Chase within the fast changing payments environment. He is a Member of the Board of EBA Clearing and UK Finance Payments Products and Services Board, and a member of the Bank of England’s Strategic Advisory Panel and Pay.UKs Transition Advisory Group.

Dougie has over 30 years’ banking experience having started with Clydesdale Bank in 1985 and has enjoyed a varied career path including Branch Banking, Sales & Service Support, Relationship Management, Programme Management, and Industry Engagement.
Dougie has been involved in the Payments arena since 2009, and as Head of Payments is responsible for all payments functions across the wider group, incorporating Clydesdale Bank, Yorkshire Bank and Virgin Money. In addition, he has previously served as a Director of Bacs, Faster Payments and CHAPS Co.
A Fellow of the Chartered Banker Institute, and an Associate of the Chartered Management Institute, Dougie has also served as a Trustee Director for the Bank’s Pension Scheme and has been a Trustee Director of the Bank Workers Charity since 2007.

Alistair has over thirty years of experience in Payments and Management Consulting.
Career highlights as follows;
• VP at American Express – developed and directed Corporate Purchasing Card solution and its team for UK and Europe, building a $1 billion business in four years
• Visa Global Strategy group – deputy in team developing white papers on M-Commerce and the future of Payments worldwide for the Visa International Board
• MasterCard Advisors – Head of B2B Europe and retail banking Europe lead, developing new retail banking products for BancoPosta, enhancing card portfolio profitability for European banks
• FirstData – Head of B2B card processing Europe enhancing the VisionPlus platform for Corporate card users
• CapGemini – Senior Client Partner leading consulting drive into BarclayCard and HSBC, focussing on Payments processing rationalisation in the retail bank, and the consistent absorption of regulatory change across the bank
• Currently building alliances between EPAM and key Payments technology organisations in order to add value to new and existing Financial Services clients

Matt currently serves as Director of Product and Solutions Marketing at Aerospike, the global leader in next-generation, real-time NoSQL data solutions whose customers include Barclays, The European Central Bank, PayPal, and LexisNexis Risk Solutions. With nearly 20 years of experience in product, marketing and operations, Matt’s current role involves working directly with customers and thought leaders in industry. He has served in similar capacities working for B2B enterprise software companies with a focus on networking and data centre infrastructure. Matt has both a bachelor’s in engineering and a master’s in engineering management from Northwestern University, as well as an MBA from their Kellogg School of Management.

Nicki is a director with over twenty-five years treasury and cash management experience, primarily in the Barclays Group and Bank of America. Prior to moving to the banking sector she worked in treasury at Philips Electronics and Whirlpool. She heads a team of product managers responsible for immediate payments across the globe.
Nicki is also a Board Member of the Euro Banking Association(EBA) representing the UK banks and is the Barclays representative on the UK Finance Payments Brexit taskforce.
Nicki holds a BA in Maths, Computing and Economics from Durham University and an MBA from London Business School.

Brandon is a Trustee of the International Institute of Monetary Research and of the Responsible Finance Investment Foundation. He is also a Non-executive director of Lintel Financial Services Limited and of Obillex Limited .

Brandon is a member of the Financial Markets Group at the London School of Economics and sits on the advisor panels for the Professional Risk Managers Association and The Centre for the Study of Financial Innovation and Long Finance.

He currently lectures at Buckingham University on their MSc degree in Money, Banking and Central Banking.

Brandon retired from Barclays Bank in 2004 where he was Treasurer of retail and corporate banking and a member of the banks Executive Committee. Prior to this appointment he was Head of Structured Products at Barclays Capital

Francis is taking care of the Payment Regulations impacting Global Cash Management. Before he was heading the SEPA offering for the BNPP Group.
He has held several different senior managerial positions and was member of the board at AGF Belgium Bank. He is a payments and clearing expert and was involved in the SEPA process since the start. Francis is a member of various industry committees and represents BNP Paribas in several forums related to development of payments, e-payments and cash management, including the EPC and EBA Clearing. He is EPC Scheme Management Board member, was member of the ECB-TIPS Task Force and co-chaired the ERPB e-mandates working group.

Gianluca D’Imperio is  responsible at UniCredit S.p.A. within Group CIB Compliance, to ensure the correct implementation of EU rules on Payment Services (e.g. PSD2) both at local and Group level. He specialized in Digital Business Transformation providing also advisory support to FinTech and RegTech initiatives of the Group. After completing his degree in economics Dr D’Imperio started his business career in 1999 at the first internet-only Bank in Italy, holding various roles and responsibilities. He joined UniCredit in 2003 and in 2006 he was appointed as Regulatory Compliance Analyst focused on the Italian and European laws concerning banking services.

Giuseppe Era will be presenting at Payments Europe.

Aleksi Grym is a central bank economist, adviser, and former entrepreneur with two decades of experience in tech, startups, global expansion, investment and banking. At the Bank of Finland, he manages a portfolio of cross-departmental projects related to the digital transformation of the financial industry, covering topics such as fintech, payment technologies, and digital currencies.

Nadeem Haque is the Head of Open Banking and Partnerships at Barclays, Corporate Banking, and is responsible for setting the strategic direction in these two evolving areas. Prior to this, Nadeem was the Product Director for the implementation of PSD2 across Europe in Corporate Banking.

Nadeem has an extensive background in payments and cash management having have several roles in institutions such as HSBC and ABN AMRO.

Previously a consultant specialising in payments, Chris has been leading Virgin Money’s payment strategy for the past 5 years – overseeing the move to MasterCard debit card issuing and payment scheme direct participation through a pioneering cloud hosted aggregator.
Chris is passionate about the opportunities presented by open banking and PSD2 – he’s responsible for both the compliance with and exploitation of PSD2 & open banking for one of the largest “non CMA9” banks – shaping the strategy to comply with the best outcomes for customers.

Sam J is a technology leader with over 20 years of experience across multiple fortune 500 companies. Sam is currently the Head of Architecture at Metro Bank with core expertise covering IT Strategy, IT Transformation, Digitising Business and Processes, Setting up financial firms for success using Modern Architecture Frameworks that embed Business and IT through unified operating models, Enterprise, Domain and Business Architecture. Sam also has a broad range of industry exposure covering banking, insurance, payments, telecoms, ecommerce, aviation and engineering. His skills cover building technology solutions that range from highly available, highly resilient, low latency integrated payment platforms to a building a Boeing 737 cockpit simulator. Prior to Metro Bank, Sam has played key roles in technology delivery, governance and leadership at UBS, RBS, IFDS (now DST), Tullett Prebon, BP, Vodafone, 3 UK and GE. He was also the Chairman for the Standards Technical Support Group (STSG) for Payments UK from Aug 2017 to Dec 2018.

An all-round Cyber Security Expert, Banking Professional, and Creative Technologist with over 20 years’ experience in diverse aspects of cyber-security. Proficient in translating business vision and strategies into facts-driven, customer-centric, value enriching, and innovative solutions.

Alex set up the new Consumer Distribution Policy Department in the FCA in October 2018 and is
responsible for policy development across Banking, Payments, Mortgages, General Insurance and
Claims Management Companies. Particular challenges include the successful implementation of
Strong Customer Authentication, increasing innovation in Payments and the desire to help facilitate
Open Finance in the UK. He joined the FCA in 2014 and has been working on a variety of policy and
strategy roles including leading the team developing the FCA’s Mission. Alex started working life as an
economist before moving to a policy focus at the Association of British Insurers where he led their
work on the Retail Distribution Review.

With over twenty years of experience in technology, Andrew started his career in software development before moving on to senior roles in enterprise technical architecture for blue chip organisations across the banking, finance, insurance and telecommunications sectors. Since 2012, Andrew has specialised in FinTech, acting as CTO for a number of disruptive start-ups and providing CTO consultancy to a select number of financial institutions before becoming a founding member of ClearBank.

James Southgate is a Senior Manager in Market Services Division, with responsibility for analysis and policy-making for the current Real-Time Gross Settlement (RTGS) and CHAPS services. James also has responsibility for the introduction of ISO 20022 (including the Common UK Credit Message) in CHAPS, and improvements to the CHAPS Liquidity Savings Mechanism, which form part of the RTGS Renewal Programme.

James joined the Bank in 2003 and has worked on a variety of payment and operational policy / implementation roles. These include government retail banking (prior to transfer from the Bank to the commercial sector), banknotes, operational planning for banking resolutions, the Sterling Monetary Framework, foreign exchange operations, and payment systems supervision. He has co-written Quarterly Bulletin articles on the role of local currencies, and on digital currencies / distributed ledger technology.

Jo is currently the European Head of Payments and Cards Product Management, managing existing and new payment and card solutions for business, corporate and FI clients across Europe. Prior to this role she worked in the Global Business Management team on key strategic initiatives for Global Liquidity and Cash Management business. Jo joined HSBC in 2015, having previously spent 14 years with RBS working across retail banking, corporate banking, international banking, SME transformation and cash management product management. Jo is a UK Board member on the European Payments Council (EPC) and acts as a strategic advisor to the Bank of England on payment related items. She holds an MA in Business Organisation.

I have in depth experience across the IT value chain and have led a number of core IT and Payment portfolios, projects and teams across Africa, the UK and Europe. I have a keen drive and passion for IT and business synergy and develop Enterprise Solutions in line with business and customer requirements. I have spearheaded key transformation programmes centered around best practices, innovation and the optimization of Enterprise Solutions. One of these stretched across 10 Banks in 8 countries.

I joined Danske Bank at the beginning of 2018 as the Chief Enterprise Architect for Payments. During this time I was part of the core industry team that shaped the design and architecture of P27, the world’s first Regional instant cross border payments infrastructure. I am now spearheading the operational adoption and implementation process of P27 within Danske Bank. From an industry perspective, I participate in various Payments related forums which include, amongst other, OpenBanking (as TDA member) and NPA in the UK.

Juergen Von Der Leur will be presenting at Payment 2020

Caitriona Whelan, currently MD and Chief Strategy Officer for Payen, an award-winning technology company servicing the B2B sector by providing innovative solutions for payments and cross-border requirements. She is a UK and Ireland qualified lawyer working in Financial Services for the past 25 years spanning a number of sectors to include Fintech, Payments, Technology and Derivatives and Capital Markets.

Prior to joining Payen, Caitriona worked for RBS as Payments Head of Compliance and Control and was a member of Payments EXCO. She has worked in a number of payment environments including Senior Counsel for MasterCard; Counsel at McClure Naismith (a London based law firm) where she established a practice dedicated to providing legal services to the payments industry. She held a global role while working as General Counsel for Monex Financial Services (a technology company servicing the payments industry), supporting the business in Asia Pacific, US, and EMEA whilst reporting directly to the Board.

Ms Whelan qualified in house while working for Credit Suisse First Boston where she played a pivotal role in developing the legal department’s expertise in capital markets. Her introduction to investment banking came about whilst working as a post grad for a recruitment company where she recruited herself in to a position as budget controller for Salomon Brothers in London.

In conjunction with her husband Ms Whelan has started several independent businesses in the construction, hospitality and retail sectors. She has worked as a volunteer for St Vincent De Paul in Ireland and was instrumental in setting up Youth Clubs in Ireland.

She currently resides in Essex with her husband and cat (Zebo). She is a big rugby fan (coming from the home of rugby i.e. Munster) and in her spare time likes to sail.

At the Deutsche Bundesbank, Dr Heike Winter is responsible for policy issues relating to digitalisation in payment. This comprises committee work in the Eurosystem and in the German banking industry as well as market analysis. Dr Winter worked at an institute for economic theory. She joined the Deutsche Bundesbank in February 1999, working initially in the Public Relations and Economic Education Departments before transferring to the Payments Department in March 2007.