3rd Annual X-Tech Europe

Janet Adams is a disruptive tech advocate with 20 years experience in Banking Risk and Technology, currently working at TSB Business Banking as Head of Risk and Controls, and Head of AI. With previous experience gained in commercial and investment banking sectors at HSBC, RBS, and Barclays,  Janet has recently completed a MSc in Artificial Intelligence at the University of Essex where she developed a path breaking dissertation on Explainability and Accountability of AI for global banking regulatory compliance, fair customer outcomes and market stability, in which she investigated and assessed different algorithmic approaches for 9 AI banking use cases across retail and wholesale sectors.  Janet’s blend of technology, risk, conduct and AI gives her a unique perspective on the ethics of Artificial Intelligence in Banking, and she is committed to the principles of inclusivity and benefit for all through the AI revolution.

Sray is currently working for Publicis Sapient as a Data Scientist and is based out of London. His expertise lies in Predictive Modelling, Forecasting and advanced Machine Learning. He possesses a deep understanding of algorithms and advanced statistics. He has a background in management, economic and has done a master equivalent program in Data Science and Analytics. His current area of interest are Fair and Explainable ML.

Abhijit is bringing machine intelligence to life at the Lloyds Banking Group which serves a quarter of the adult population in the UK and holds one of the largest datasets in the country. He is also setting up an Academy to democratise AI skills across 75,000+ employees of the Group. He sits on the Expert Advisory Panel of the All Party Parliamentary Committee on Artificial Intelligence in the UK.
Earlier, at McKinsey & Company, Abhijit engaged with leaders from large enterprises to help them take strategic and investment decisions, build new digital business models, and drive above-market growth. Previously, at HCL Technologies, Abhijit built and led tech-enabled businesses in Europe and Asia. An engineer by training, Abhijit has an MBA from London Business School with exchange at MIT Sloan.

Currently he is working as Chief Innovation Officer at Banco Sabadell. He has developed his
professional career in several banking entities managing positions of responsibility in areas
related to technology, financial markets, product development and relationship with clients,
such as Treasury and Capital Markets, Private Banking, Research and recently as Chief Analytics
Officer at Banco Sabadell. He holds a degree in Aeronautical Engineer from the Polytechnic
University of Madrid and an MBA from the IE Business School

Francois Blanc tbc will be presenting at X-Tech Europe

Greg Bledsoe is an Agile, Lean, and DevOps thought leader with a 30-year track record of building and refining scalable systems out of people and technology. Greg regularly makes thought leader and influencer lists like Techbeacon’s Global 100 list of New IT Leaders and has spent the last few years helping to lead the digital transformations and achieving DevSecOps at numerous global organisations. Currently, he leads the training academy at global workforce partner MThree, which specialises in building sustainable pipelines of technology talent within blue chip companies.

Rachel Booth will be presenting at X-Tech Europe

Assad Bouayoun is a senior XVA Quantitative Analyst with more than 15 years’ experience in leading banks. He has designed industry standard hedging and pricing systems, first in equity derivative at Commerzbank, then in credit derivatives at Credit Agricole, in XVA at Lloyds in Model Validation at RBS in Model Development. Assad has an extensive experience in developing enterprise wide analytics to improve the financial management of derivative portfolios, in particular large scale hybrid Monte-Carlo and Exposure computation. Assad is currently building the prototype of a new XVA platform integrating cutting-edge technologies (GPU, Cloud computing) and numerical methods (AAD) to enable fast and accurate XVA and sensitivities computation. He holds a MSc in Mathematical Trading and Finance from CASS business school and a Master in Applied Mathematics and Computer Science from Université de Technologie de Compiegne.

As of 1 February 2014 Gijs Boudewijn (1958) holds the position of Deputy General Manager at the Dutch Payments Association. Before that he was responsible for payments at the Dutch Banking Association. He has extensive experience in domestic as well as international payments issues, governance, competition law and fraud prevention. He started as an in-house lawyer at a large Dutch savings bank, and later became Head of Legal Affairs at the central Dutch clearing house, Bankgirocentrale, the predecessor of equensWorldline. In 1998 Mr Boudewijn joined the Dutch Banking Association as Head of Payments and Security Affairs, and in 2014 was appointed Deputy General Manager of the Dutch Payments Association. Currently Mr Boudewijn is a Board member and Chair of the Legal Support Group of the European Payments Council and Chair of the Payment Systems Committee of the European Banking Federation (also representing the EBF on the API Evaluation Group established by the European Commission and the SEPA API Access Scheme Working Group of the Euro Retail Payments Board). Over the past years he was in that capacity closely involved with matters relating to PSD2 and the various Regulatory Technical Standards. Mr Boudewijn is a regular speaker at national and international conferences on payments, open banking and related issues.

A Madrid-born Londoner, I have been bringing innovation to financial services since 2002, first in payments and later on in banking. Having had senior roles at institutions like Visa or HSBC, I am currently Group Head of Risk for Digital Channels at Lloyds Banking Group. I have also had several advisory roles for the private industry, public sector and not-for-profit, and acted as guest lecturer in University of Cambridge’s executive programmes (Judge Business School).

I have always been passionate about for diversity and inclusion and I am proud to be a Goodwill Ambassador for the European Women Payments Network and an advocate at “Breakthrough”, Lloyd Banking Group’s network to promote gender diversity.

Shatadru Chakraborty will be presenting at X-Tech Europe

Steve Cook is a specialist independent biometrics and fintech consultant helping financial companies to navigate the complex world of biometrics in digital identity and Strong Customer Authentication.  He is currently providing strategic partner services to ID R&D, a US based fintech company that specialises in offering face, voice and behavioural biometrics.  Steve has over eight years’ experience in the biometrics industry operating his own consultancy business Biometrics for eCommerce and has provided business development services in the past to FaceTec, Daon and Facebanx as well as services for two European digital only banks.  He also runs the Biometrics for eCommerce business news group on LinkedIn with 24,000 members.

Chris Crespo is an Executive Adviser and Head of Digital Direction and Nordea Group Digital. He is responsible for defining a direction for digital and for developing a performance framework to measure digital business outcomes and maturity. As a behavioural Economist he is passionate about understanding and translating customer behaviour into the trends and new business models dictating the future of financial services

Matt is VP Engineering at Finimize – a fintech that empowers users through their app to become financially savvy in just a few minutes a day. Finimize began life as a financial email newsletter which now reaches over 350k. Working with their engaged community has given them unique insight into the financial education/wellbeing space. Matt’s previous background at IBM focused on regenerating infrastructure at banks.

Ivan Dovica is co-founder and COO of Dateio. He is focusing mainly on technology and data analytics. Before founding Dateio, Ivan worked as management consultant at BCG and possesses PhD from applied mathematics.

Maxim Evdokimov will be presenting at X-Tech Europe

Tom Eyre is CEO and co-founder of LOQBOX. LOQBOX is a multi award winning financial inclusion business. They enable financially excluded consumers to build their credit history for free, improve their financial capability and build their savings. Since launching in 2017 they have helped tens of thousands people to access the financial system. By addressing a lack of opportunity, capability and resilience they enable their users to live less expensive, confusing and stressful financial lives. LOQBOX works in partnership with lenders, banks, charities and other FinTech businesses to help the financially excluded.
Tom started his financial career overseas working for an investment company in Kazakhstan and China before returning to the UK to help run a corporate financial services firm. Tom has also served in the British Army. He now combines his experiences to lead LOQBOX, alongside his co-founder Gregor Mowat, to help as many consumers as possible.

Ibrahim Farag will be presenting at X-Tech Europe

Conrad is founder & Chief Executive of Funding Options (https://www.fundingoptions.com/), Europe’s leading online marketplace for business finance, each year raising well over £100m for thousands of small firms, from 50+ active lenders. At Money2020 2018 in Amsterdam, Funding Options announced its Netherlands launch in partnership with ING. In 2018, Funding Options became the first fintech globally to use regulated Open Banking data to help a small business to compare and draw down a loan. Conrad regularly appears in press such as the Financial Times and BBC discussing SME finance, and previously worked in the group strategy team at Barclays.

Mariana Gomez de la Villa (1979, Mexican nationality) has joined ING in 2015 and is currently the global head of ING’s Blockchain program, with overall responsibility for driving research, development and deployment of Distributed Ledger Technology as well as capitalizing on its potential in order to unlock mass-scale value.

Under Mariana’s leadership, the Blockchain program has delivered over +30 proofs of concept in collaboration with the following business areas: payments, trade finance and working capital solutions, financial markets, post-trade, bank treasury, lending, compliance and identity.

Mariana is also responsible for setting up long-term purpose and vision, including the governance of the program within the organization. Mariana is an active leader in global consortia, outlining the Distributed Ledger Technology strategy and envisioning market landscapes.

Mariana’s accountabilities include the definition of products, services and business models, as well as foresight to business, technology, leadership communities and international stakeholders, including regulators.

Stuart Greig will be presenting at X-Tech Europe

Rinse Jacobs is Head of Strategic Partnerships at solarisBank, the tech company with a
banking license. He manages and oversees all strategic partners of solarisBank with the
aim to identify advantages through strategic collaborations and leads the initiation as well
as the onboarding process. Prior, he managed Brand Partnerships at HTC in Taiwan and
gained experience as an independent consultant and as founder of a webhosting
company. Rinse Jacobs studied in The Netherlands (RUG), Poland (SGH), and holds a
Master’s degree in Business Development and Entrepreneurship from Sweden’s Umeå
(UMU) University.

Rija is an accomplished technology leader who has led teams across London, Silicon Valley and Toronto with extensive experience in fintech. Most recently she was at MarketInvoice as their CTO heading up engineering, product, data and design. Prior to that, she was Senior Director of Engineering at Wealthfront leading their core business area including the company’s pivot from investment management into the financial advisory space.

Magdalena Kron will be presenting at X-Tech Europe

Alessandro Longo will be presenting at X-Tech Europe

Anthony Macey will be presenting at X-Tech Europe

Stéphane Malrait is Managing Director and Global Head of market structure and innovation for Financial Markets at ING Bank. Stephane is responsible for following market structure and industry challenges impacting the financial market industry. He is leading innovation activities internal to ING and also external partnership and developments with Fintech companies. He actively contribute in industry working groups to represent ING Bank.

Stéphane joined ING in 2015 to lead the bank e-commerce initiatives across all financial market products and to develop on the financial market group’s cross-asset ecommerce strategy. Before joining ING, Stephane spent eight years at Société Générale, where he was Global Head of FIC eCommerce, creating an eCommerce business covering credit, rates, money market, emerging market and FX. Prior to this, Stéphane worked at JPMorgan Chase for ten years, serving in different roles in Global FX E-Commerce Business Management and cross-asset eCommerce technology and was based in London and New York.

Stephane has a strong background in financial markets and understands the need for continued technological development to drive positive change in trading and market structure workflows. He is leading ING Financial Market innovation strategy and also working on the implementation of financial regulations that will impact the clients trading activity and transform how the trading floor operates.

Stephane is also a board member for several Fintech market initiatives and trading associations. Since 2005 he has been active with the ACI Financial Market Association – an international non-profit organisation that represents the interests of market professionals in foreign exchange and money markets. Here, he has chaired the ACI FX committee, representing the views of professionals in the FX sector. He is also an active member of the ECB FX contact group working on the BIS Global FX code of conduct working groups.

ING PROFILE

ING is a global financial institution with a strong European base, offering banking services through its operating company ING Bank. The purpose of ING Bank is empowering people to stay a step ahead in life and in business. ING Bank’s more than 52,000 employees offer retail and wholesale banking services to customers in over 40 countries.

ING Group shares are listed on the exchanges of Amsterdam (INGA AS, INGA.AS), Brussels and on the New York Stock Exchange (ADRs: ING US, ING.N).

Sustainability forms an integral part of ING’s strategy, evidenced by ING’s ranking as a leader in the banks industry group by Sustainalytics. ING Group shares are included in the FTSE4Good index and in the Dow Jones Sustainability Index (Europe and World), where ING is also among the leaders in the banks industry group.

Mr Manderis is currently a Managing Director for Corporate and Institutional Digital for HSBC Bank plc leading a number of digital initiatives and transformation programmes across the bank. Prior to this he held several senior positions within structuring and credit trading. Most recently as the Head of Electronic Trading within Credit Trading with responsibility for improving electronification of the business globally as well as partnering up with key fintech companies and internalising their technologies. Mr Manderis has previously worked at a variety of banks, including UBS AG, Toronto Dominion and Dresdner Kleinwort in Fixed Income front office roles.

Adam McMurchie is leader in Devops and an A.I expert working in the banks SAO platform on the forefront of technology development in finance. With a broad exposure to a range of technologies, Adam drives an ethos of simplification, cloud agnosticism and specialises in spotting the next trends in fin tech. Additionally, Adam also has a background in science with a physics degree specialising in NeuroComputing and is a polyglot linguist & seasoned translator. Adam has pooled these skills to deliver full stack novel solutions from tensor flow driven mobile apps, to personalized banking chatbots. Adam also develops apps designed around the ethos of Social Utility, including Flood/Storm reporting, EV Vehicle bay monitoring and preservation of endangered languages.

An all-round Cyber Security Expert, Banking Professional, and Creative Technologist with over 20 years’ experience in diverse aspects of cyber-security. Proficient in translating business vision and strategies into facts-driven, customer-centric, value enriching, and innovative solutions.

From Surrey, UK – Ameer currently works for Bordier & Cie UK and heads up the systems development team in London.

Managing and leading the development of in-house systems and digital innovations that provide first class technological solutions for staff and clients.
With a keen attention on FinTech and researching future technology trends that may provide business benefit and industry changes.

An enthusiast for photography and fitness, the rest of Ameer’s spare time is devoted to his family and community.

Anil Nayak is a Blockchain Advisor with over 12 years of experience in Treasury implementation/transformation projects. He is Council member for Blockchain, IoT and Artificial Intelligence at various industry groups. His professional activities includes Consulting CIO’s on Digital Strategy, Architecture & Delivery Roadmap. He loves to teach and is an invited guest lecturer at International Universities (covering Emerging Technologies).He works with start-up’s to create partnership with established Technologies company/Ventures, contributes as expert member of NSAI (National Standards Authority of Ireland) on ISO TC 307. His research focuses on Blockchain’s application for social benefits and providing value to end users.

Jason Oakley will be presenting at X-Tech Europe

Lois was playing video games before she could walk and loves cool tech, so leading engagement with start-ups for NBS Ventures is a dream gig. She helped set up Nationwide’s venture fund and define their approach to investing. She sources and analyses investments for Nationwide, and helps manage the portfolio.
She’s passionate about how FinTech can tackle societal challenges. Lois is involved in initiatives to bolster women’s participation in the FinTech sector, and volunteers with universities and charities to encourage young people from less privileged backgrounds to consider a career within it.
Lois is a proponent of socially-conscious investing, and has spoken about Nationwide’s approach at FinTech North, the UK Finance Digital Innovation Summit, the Finance Innovation Lab’s ‘Women in Financial Innovation’ series, and at Slush in Helsinki

Pedro Pinto Coelho is the Executive Chairman of Banco BNI Europa, a new Challenger bank based in Portugal focused on innovation and Fintech partnerships creating an ecosystem of financial products and services. He is also Chairman of the Portuguese Fintech and Insurtech Association. Mr. Pinto Coelho has more than 20 years of international experience in the financial services industry across three continents. Before joining BNI Europa, he held several leadership positions such as CEO of Azure Wealth, a Wealth manager based in Switzerland; Founder and CEO of Standard Bank Angola, Board member of Standard Bank Mozambique, Exco member of Standard Bank Group CIB in South Africa, Founder and CEO of Amorim Global Investors, a private equity firm, Global Head of Financial Advisory at Banif Investment Banking Group, Executive Board Member of Banif Investment Banking Brazil and Head of Investment Banking for Portugal at Citigroup. He holds a MBA from HEC School of Management a MSc in Management Information Systems from ISCTE-IUL and a MSc in Industrial Engineering from UNL.

Sitansu Sahoo will be presenting at X-Tech Europe

Panos has extensive retail and commercial banking expertise. With over 14 years in Banking and Fintech, he has been leading global product development teams and change management programmes for leading financial organisations including RBS, IG Group, Intelligent Environments and others.

Panos has worked with a wide range of Fintech and e-commerce ventures, providing independent consultancy on technology, strategy and product/service design. Over the years he has held senior engineering and strategic management roles with UK and global institutions. Panos has a specialisation in cloud platforms, data science and analytics and distributed architecture.

As one of the founders, Panos is currently focused on scaling the Akoni business. Akoni is fundamentally changing the way business bank and procure financial services, leveraging data to create a personalised and tailored experience for SMEs and small corporates.

Panos holds a BSc Computer Science, an MSc Distributed Systems and an Executive MBA from London Business School.

Finally, Panos is dedicated father and tries, often failing, to balance his work and family. He enjoys going on long hikes with his children whenever his schedule and the English weather allows it.

Jon Schaffer tbc will be presenting at X-Tech Europe

Letitia Seglah tbc will be presenting at X-Tech Europe

Hamaad Shah will be presenting at X-Tech Europe

Suren works as a Strategy & Innovation lead within the UK CEO office at Credit Suisse, he works closely with the Global Markets and Private Banking Businesses on the growth, performance and control of their businesses. He leads Credit Suisse’s engagement with Fintechs and the wider ecosystems in the UK.
He has over 18 years of experience working within financial markets, at Tier 1 Investment Banks, and as a Management Consultant. His particular focus areas include: Corporate Strategy & Innovation, Product Development and restructuring businesses to drive growth.
Suren’s passion for technology and entrepreneurship started early; a BSc in Neuroscience from King’s College London and MSc in eCommerce led him to develop an interest in how technology innovation changes human behaviour.

Mirka Skrzypczak is an expert in the use of blockchain technology in the banking sector and more specifically in trade finance. Day to day Mirka is Head of Working Capital and Trade Products at NatWest in London where she manages much of the remarkable digital innovation that is currently completely transforming the bank. The role demands of her to be much more than just a strategist and product specialist. Mirka understands and explains the latest technologies and their possible roles in the business of the future. She advises on the behavioural patterns of consumers right down to app-based games that newer customers play – and their likely application to a revolutionary gamification of banking services.

In her prior role (also at NatWest) as Head of Open Account Product she was responsible for the end to end management of the working capital product suite including supply chain finance, commercial overdrafts, invoice finance, and asset based lending. Throughout her career Mirka has had to be able to shift her mind-set and learn in accordance with an ever changing market and today’s fast-moving customer expectations. This is the product of a customer obsessed mind-set and a tenacious curiosity.

As an economist Mirka Skrzypczak understands that economic equation stays open and is always expanding, adding new variables all the time. As a practical technologist she can explain the possibilities in our complex future by virtue of her application of new technologies today.

Mirka Skrzypczak is an industry trailblazer in the blockchain space – she dares anyone to debate with her on that topic!

Ville Sointu leads Nordea’s emerging technologies research and development team. He has over fifteen years of experience in digital financial services and has held several key positions worldwide in financial and connected devices industries. Ville is currently a member of European Commission’s Blockchain Observatory use cases and transition scenarios working group, European Banking Federation Blockchain Task Force and EBA cryptotechnologies working group.

Peter leads on data innovation in the prudential regulatory arm of the Bank of England. He heads up a group of data specialists responsible for delivering the bank’s RegTech strategy; helping end users find, fix and explore new ways of using data; and coordinating information and data governance.

Peter has worked in central banking and financial regulation since 2010. He has held roles in insurance and banking policy, supervision and financial stability. In the latter Peter led the project to bring CRD IV regulatory reporting data systems into the bank.

Born in 1978, Mr. Turan graduated from Department of Business Administration in 2003 and received his MBA in Finance in 2010. He started his career as an Auditor in Internal Audit Department at DenizBank in 2004. He served in DenizBank A.S. as Retail Banking, Payment Systems Business Development and Digital Banking Marketing & Sales Departments between 2010-2016 and continues his duties as Vice President in charge of Digital Banking Group, Head of Digital Payments Systems & Fintech Banking DenizBank A.S. since the beginning of 2017.

Hassan Waqar has been recognised as one of the top 500 Global Leaders of the Islamic Economy 2018 by Islamica500. He’s a keen entrepreneur and pioneer whose establishing MoneeMint, a UK based digital platform that will provide ethical and fresh financial products and services to consumers. MoneeMint is built upon the foundations of ethical banking and accessibility for all. Fintech is changing the financial sector where Hassan and MoneeMint are helping write a new financial era.

Yes, the Center for Financial Professionals are happy to discuss speaking opportunities at the Summit. For further information on this please contact alice.kelly@cefpro.com

Business attire is requested. The Summit is a formal opportunity to network with like-minded professionals and to gain knowledge from the industry’s finest risk management experts.

We offer incentives for ‘early bird’ registrants of the Summit, as outlined on our pricing structure.

Registration includes breakfast, refreshment breaks, lunches, the cocktail reception at the end of day One, full access to the Summit sessions and exhibition area. Presentations from sessions are also available, subject to speaker approval.

All registered attendees will receive an email with access to documentation and speaker presentations*

All available documentation will be provided after the Summit has taken place. However we will work with our presenters to make these available before the Summit where possible.

*Please note that our speakers often have to gain permission from their relevant compliance departments to release their presentations. On rare occasions compliance may not allow presentations to be distributed.

Yes. As with all of our events the Center for Financial Professionals will be providing brilliant coffee, breakfast, lunch, refreshments, and smaller bites during the networking breaks.

There are ample opportunities for networking and interaction throughout the Summit, such as

• Breakfast, lunch and refreshment breaks
• Drinks reception at the end of the first day of the Summit (subject to confirmation)
• Q&A, panel discussions and audience participation technology at the event and during the sessions

Certainly! We are pleased to offer you a 20% discount on the third registration or provide a fifth registration at half price.

If you would like to register more than five colleagues please contact us on +44 (0)207 164 6582.

Please note:

• Registrations must be made at the same time
• Registrations must come from the organization
• The lowest registration will be discounted

Yes there are plenty of opportunities for the Center for Financial Professionals to share thought-leadership to the attendees of X-Tech 2019 and our wider risk professionals community.

At the event
We can distribute your material to the attendees or even offer you an exhibition booth so that you may enjoy a more prominent presence at the Summit. Visit the Sponsor tab for further information or contact sales@cefpro.com / +44 (0)207 164 6582.

Risk Insights
Feature your content on our Risk Insights website and supporting Risk Insights monthly newsletter. For further information please download our media pack here.

Yes. As part of a media partnership we can offer a variety of options to increase the branding and awareness of your association, company, certificate, publication or media. We are flexible with what we can offer however we usually:

• Provide a discounted rate to attend
• Place your logo and profile on the Summit website
• Place your logo on the Summit brochure
• Place your logo on promotional content where applicable
• Distribute your media/marketing at the Summit
• Promote through social media channels

To discuss this further please contact amy.greene@cefpro.com or call +44 (0)207 164 6582.