RISK AMERICAS

Session details 

• Governance of bots and automated technology
• Contingency plans in event of failure
• Embracing digitization and automation to stay competitive
• Managing changes to consumer behaviour
• Identifying vulnerabilities within technology
• Implementing centers of excellence to reduce risk
• Evaluating a complex mix of different systems post-covid

Session details 

• Future of regulation in the US
• Leveraging lessons learnt from other jurisdictions
• Governance of AI and machine learning
• Policies and procedures to govern machines
• Developing expertise in-house to implement AI
• Evaluating and governing tools and models
• Reviewing performance issues
• Implementing new systems Vs legacy systems that are in place

Session details 

• Gaining buy in for implementation
• Demonstrating compliance to regulators
• Fairness tests for credit risk
• Governance of models for underwriters to ensure fair lending
• Developing fair lending standards to use machine learning algorithms
• Understanding how to use A.I within credit risk with areas that need transparency
• Managing reputation risk of model/tool output
• Managing data bias and uncertainty

Session details 

• Challenges with the status quo in machine learning
• Regulatory direction, explainability, fairness, bias and trust
• A gentle introduction to Causal Models
• Human-Machine Collaboration as a 10X Accelerator
• Advantages of Causal Models with examples in Stress Testing, Credit Risk and Fraud

Session details 

• Technological and analytical advances driving increased model complexity and use
• Influence of artificial intelligence (AI) and machine learning (ML) approaches
• Model use across the risk appetite
• Risks that “fall between the silos”
• Legacy MRM infrastructures
• Evolution of MRM elements
• Control frameworks for models, tools and RPA’s
• The future of model risk management programs
• Enterprise model risk management

Session details 

• Understanding risks to the financial system
• Understanding broader impact on industry and society
• Sustainability of cryptocurrency
• Risk of fintech products being launched into the market
• Enhancing supervision and governance to mitigate risk
• Impact on transaction monitoring and developing effective KYC triggers

Session details 

• What are the 9 key pillars of building a Crypto Risk Framework
• How a framework can support discussion with regulators & facilitate approval for the Board and Executive Team
• Why developing a Risk Program Improvement Roadmap is important
• How technology can help actively manage Digital Asset Risk Maturity

Session details 

• Regulation of cryptocurrency across jurisdictions
• Long term impact of changes to customer demand
• Digitization and tokenization of assets
• Managing growing appetite for crypto based products in financial institutions
• Evaluating the direction for the future with Crypto
• Reviewing the adequacy of technology in place for Crypto
• Developing a risk assessment for Crypto
• Assessing stable coins that are backed by USD or other sovereign

Session details 

• Impact to financial markets of large movements of capital
• Introduction of volatility to markets
• Uncertainty on inherent volatility of asset rate
• Infrastructure to support cryptocurrency within the balance sheet
• Factoring crypto into risk appetite framework
• Managing crypto volatility in the balance sheet

Session details 

How vulnerable are your third parties are when it comes to the most common and emerging cybersecurity threats? Do you know if those third parties have the right cybersecurity controls in place? Do you know how to identify which third parties put your organizations at risk – and how to mitigate those risks before they impact your bottom line?​

InfoSec teams are facing larger and more sophisticated cybersecurity threats than ever before. In the last year, there has been a 62% global attack spike (158% increase in North American attacks alone) in ransomware, and an increased focus on attacks by regulatory bodies. Teams not only have to track vulnerabilities within their internal security posture but also ensure that their prospective third parties are vetted before engaging in business. In addition, these threats are leading to new regulatory requirements as well as critical changes to common industry standards and frameworks.​

• The most common and emerging cybersecurity threats against your third parties​
• The metrics to track in relation to third parties and their cybersecurity risks​
• How to protect your business from cybersecurity threats associated with your vendors​
• How to future-proof your TPRM program to defend against future cybersecurity threats

Session details 

• How do the bad acts of rogue employees and customers create liability for entities?
• Guidance provided by the U.S. Department of Justice and Securities and Exchange Commission on how the government evaluates the acts of companies
• The specific factors the DOJ and SEC use to assign liability
• Strategies to avoid liability and appear as a good corporate citizen in the eyes of DOJ, SECS & CFTC
• Best practices before and after one learns of potential wrongdoing
• Special considerations for cryptocurrency market participants

Session details 

• Gaining the right level of visibility to ensure risks are looked at rigorously
• Assessing emerging risks appropriately
  • Identifying how these risks impact the firm and strategy
• Incorporating a clear framework around emerging risk identification
• Gaining a holistic view of emerging risks
• Reviewing impact to strategy and risk profile
• Adjusting strategy to adapt and prepare for emerging risks

Session details 

• Consumer expectations with respect to identity verification
• Best practices in first party, synthetic identity, and identity theft modeling
• Operational tactics to preserve customer experience, operational efficiencies, and fraud risk mitigation
• Making sense of emerging technologies and data assets for use in identity management

Session details 

• Reviewing internal fraud risks
  • Misappropriation of corporate assets, travel abuse, data loss and embezzlement
• Managing traditional and new risks in a hybrid environment
• Detecting fraud integrity concerns virtually and physically
• Tracking unauthorized access to systems and data
• Implementing new fraud detection models
• Governance structures to manage use of technology

Session details 

• Validating and assessing effectiveness of models
• Leveraging AI and machine learning in AML and fraud detection
• Impact of pandemic on vulnerabilities to money laundering
• Managing risk to reputation and regulatory fines
• AML Act changes and implementation
• Data and infrastructure to enhance agility and proactive response
• Reducing manual controls and processes
  • Leveraging AI, ML and NLP

Session details 

• Analyzing the definition of a ‘financial institution’ under the BSA to include gatekeepers
• Reviewing AML requirements on new types of entities
  • Addressing gaps in the current US AML regime
• Enabling US to meet international AML standards
• Assessing deadlines from the Enablers Act for newly covered entities
  • Gatekeepers required to implement practical financial risk management controls

Session details 

• Ensuring vendors are financially stable
• Identification of key suppliers and services
• Heightened risk with increased use of technology service providers
• Analyzing extra risks post-Covid
• Gaining visibility of the supply chain and data movement
• Developing risk framework to risk rate customers
• Identifying who are key suppliers and counterparts

Session details 

• Expanding service offerings through cloud
  • Buy now, pay later APIs
• Third party risk management of cloud providers
• Ensuring transparency with vendors
• Regulatory view of cloud
• Risk vs. reward of implementing cloud technology
• Industry benchmarks and frameworks
• Alleviating on-prem costs
• Establishing controls and mitigating factors
• Governance frameworks for cloud
• Measuring success with no guiding principles

Session details 

• Uncertainty in economic indicators
• Fed reaction to changing environment
  • Managing interest rates and inflation
• Impact of high energy prices and supply chain disruptions
• Sustained volatility
• Macroeconomic challenges ahead as the global economy recovers from the pandemic
• Impact of excess liquidity in markets
• Response of global economies in recovery

Session details 

• Impact of rate rises on financial performance
• Slowdown in areas that have been a driver of growth
• Increased default risk with variable loans
• Monitoring inflation to predict interest rate changes
• Historical revisit to previous rate hikes
• Reviewing underlying assumptions of models
• Impact of long term low interest rates on financial institutions balance sheet

Session details 

• Scenario analysis to understand impact
• Reviewing impact across books and portfolios
• Long term view of inflation
• Impact to long term credit
• Consequence of raising rates on different products
• Adjusting asset prices to reflect inflation
• Constructing scenario analysis and new frameworks for this shock to inflation
• Reviewing whether inflation is transitive or non-transitive
• Understanding risks brought with rising inflation and non-evolving asset prices
• Impact of asset quality and portfolio quality
• Evaluating tools available to help

Session details 

• Limitations of popular approaches
• Reviewing human & intelligence factors that affect this
• Reviewing various cyber risk factors
• Monitoring the current business risk strategy in place and how to best continually update this

• • Investing into the risk mitigation will continue to change

• Balancing various ways to business case risk mitigation to make the most prudence risk investments

Session details 

• Overview of fintech in capital markets
• What are alternative funding platforms
• Technology and legal background
• How do alternative funding platforms change the access to capital, and what are the risks
• Are business models of more traditional financial intermediaries at risk
• Implications for market structure
• What is the role of blockchain in alternative funding platforms

Session details 

• Intervention of central banks impact on access to credit
• Credit spread with pent up risk in systems
• Balancing need for income with risk appetite in decision making
• Asset allocation with increased risky assets
• Risk management practices to manage complexity

Session details 

• Central bank approaches to measure climate risk
• Forecasting losses to balance sheet
  • Leveraging scenario analysis to set capital buffers
• Understanding impact to P&L
• Understanding carbon footprint and steps to reduce it
• Modeling climate risk with data challenges
• Impact to pricing risk, assets and liabilities
• Collecting forward looking climate data to model risk
• Leveraging lessons learned from EU and UK climate stress testing

Session details 

• ESG as a driver for client demand and new client acquisition
• What clients expect from their bank/financial advisor
• How banks/financial advisors can meet client demand, and how best to get organized
• A new ESG-Compliant strategy and offering – and its challenges
• Case studies and lessons learned from UHNW

Session details 

• Scoring rating for ESG
• Impact on business strategies
• Developing common frameworks and methodologies
• Guidance on expectations across the industry
• Inconsistency in scores
• Balancing reputation and regulatory risk
• Reviewing ESG disclosure frameworks
• Changes to demand and impact to supply chains
• Preparing for future changes and adapting business strategy

Session details 

• Exploration of robotic process automation and machine learning
• Migration to cloud platforms
• Considerations for data integrity with new technologies
• Introduction of new technology within existing platforms

Session details:

• A mistake in the blockchain lasts forever
• How tracing of both bitcoin and altcoins can help to identify problematic actors with a history of interacting with flagged addresses
• Messaging capabilities within Ethereum and what your AML compliance needs to know
• The rise in crypto exchange account takeovers

Session details 

• Automation of risk processes has surged during the pandemic
• Examples include models, analytics, compliance and reporting
• Expectations must be managed when adopting risk process automation
• Choosing appropriate risk process automation strategies is crucial
• Practitioners will give insights into maximizing the benefits and avoiding common pitfalls of risk process automation

Session details 

• Partnerships, investments and acquisitions of fintech firms
• Evaluating downside risk of fintech investments
• Balancing business perspective with risk sensitivity
• Change management processes
• Third party risk considerations and data privacy
• Acceleration towards fintech
• Creating frictionless customer experience
• Understanding what processes are in place to satisfy regulation

Session details 

• Drive improvement in financial results
• Balance risk Vs reward
• Empower better decisions at all levels through transparency and granularity
• Ensure consistency across finance, risk and reporting applications

Session details 

• Evaluating portfolio exposure
• Moving from academic phase/identification to implementation
• Conflicting expectations of climate risk
• Integrating climate risk into current frameworks
• Incorporating risk groups in overall assessment of climate risk
• Incorporating climate risk onto the balance sheet

Session details 

• Identification practices to capture risk in systems
• Impact on financial systems of the world
• Integrating climate risk into current frameworks
• Acquiring data correctly with internal tools
• Reviewing how climate risk will affect credit scoring
• Assessing how to reduce carbon footprint
• Reviewing how clients who don’t fit into targets are accounted for
• Quantification of climate risk losses
• Impact to business and strategic decisioning
• Understanding how to measure and model climate risk

Session details 

• Integrating climate risk into current risk management frameworks
  • Current practices
  • Lessons learnt
  • Challenges: data, metrics, methodologies
• Overcoming the difficulties of assessing climate metrics
• Effectively managing climate risk data
• Leveraging TCFD recommendations to improve risk management practices
• Identifying enhanced practices for the future

Session details 

• The continued evolution of personal information
• Privacy by design challenges
• Data inventories and lineage
• Vendor risk management
• Disparities across jurisdictions
• Safeguards and controls – what is enough?
• Breach risk – how to prepare for the inevitable?

Session details 

• Reviewing how the pandemic and remote working have made business continuity more important
• Analyzing the fundamentals of establishing an effective BCP framework
• Integration of BCP into an organization-wide risk culture
• Conducting drills to keep the BCP plan up-to-date

Session details 

• Mitigating the risk of disruption
• Reviewing contingencies to enhance resilience
• Reviewing risk holistically to connect systems
• Ensuring ability to operate under multiple events
• Compliance with DORA for operations across Europe
• Readiness and availability of tools for cyber attacks
• Ensuring all internal processes are connected

Session details 

• Understanding how data travels through an organization
• Monitoring across third parties
• Understanding process flow from inception through to closure
• Reviewing how customer data is utilized
• Customer data practices and regulatory requirements
• Ensuring vendors are cognizant of data security
• Managing volume of unstructured data

Session details 

•   Data as a Strategic Asset

  •  Why is data management so important?

  • Avoidable sanctions/fines and operational losses stemming from poor data management

  • How can data drive business value?

• Critical Data Element (CDE) Certification

  • A consumer-led approach to CDE identification

  • CDE prioritization and ranking methodology

  • How to measure and profile your data

• Data Control Effectiveness Across Your Organization
  • Controls effectiveness ranking methodology
  • Improving controls management

Session details 

• Why Threat Intelligence matters, how it works, data gathering and indicators of compromise
• Measuring an organization’s cyber maturity
• The 5 steps of improving cyber resilience

Session details 

• Monitoring capabilities in a remote environment
• Managing risks of data leakage
• Ensuring staff are doing what is required

Session details 

• Developing complexities in operational resiliency
  • Multi-dimensional incidents, may affect response capabilities
  • Industry and supervisory responses
• Documenting interconnections and interdependencies
  • Emphasis on integrated risk taxonomy
  • Fresh look at risk contingencies, through analytical lens
• Role of organizational structure and planning
  • To anticipate novel incidents (versus BAU)
  • Repurposing existing response methods
  • Need for systematic “lessons learned”
• Managing third-party and inter-organizational service providers

Session details 

• Uncertainty in economic indicators
• Fed reaction to changing environment
  • Managing interest rates and inflation
• Impact of high energy prices and supply chain disruptions
• Sustained volatility
• Macroeconomic challenges ahead as the global economy recovers from the pandemic
• Impact of excess liquidity in markets
• Response of global economies in recovery

Session details 

• Impact of rate rises on financial performance
• Slowdown in areas that have been a driver of growth
• Increased default risk with variable loans
• Monitoring inflation to predict interest rate changes
• Historical revisit to previous rate hikes
• Reviewing underlying assumptions of models
• Impact of long term low interest rates on financial institutions balance sheet

Session details 

• Scenario analysis to understand impact
• Reviewing impact across books and portfolios
• Long term view of inflation
• Impact to long term credit
• Consequence of raising rates on different products
• Adjusting asset prices to reflect inflation
• Constructing scenario analysis and new frameworks for this shock to inflation
• Reviewing whether inflation is transitive or non-transitive
• Understanding risks brought with rising inflation and non-evolving asset prices
• Impact of asset quality and portfolio quality
• Evaluating tools available to help

Session details 

• Limitations of popular approaches
• Reviewing human & intelligence factors that affect this
• Reviewing various cyber risk factors
• Monitoring the current business risk strategy in place and how to best continually update this

• • Investing into the risk mitigation will continue to change

• Balancing various ways to business case risk mitigation to make the most prudence risk investments

Session details 

• Overview of fintech in capital markets
• What are alternative funding platforms
• Technology and legal background
• How do alternative funding platforms change the access to capital, and what are the risks
• Are business models of more traditional financial intermediaries at risk
• Implications for market structure
• What is the role of blockchain in alternative funding platforms

Session details 

• Intervention of central banks impact on access to credit
• Credit spread with pent up risk in systems
• Balancing need for income with risk appetite in decision making
• Asset allocation with increased risky assets
• Risk management practices to manage complexity

Session details 

• Central bank approaches to measure climate risk
• Forecasting losses to balance sheet
  • Leveraging scenario analysis to set capital buffers
• Understanding impact to P&L
• Understanding carbon footprint and steps to reduce it
• Modeling climate risk with data challenges
• Impact to pricing risk, assets and liabilities
• Collecting forward looking climate data to model risk
• Leveraging lessons learned from EU and UK climate stress testing

Session details 

• ESG as a driver for client demand and new client acquisition
• What clients expect from their bank/financial advisor
• How banks/financial advisors can meet client demand, and how best to get organized
• A new ESG-Compliant strategy and offering – and its challenges
• Case studies and lessons learned from UHNW

Session details 

• Scoring rating for ESG
• Impact on business strategies
• Developing common frameworks and methodologies
• Guidance on expectations across the industry
• Inconsistency in scores
• Balancing reputation and regulatory risk
• Reviewing ESG disclosure frameworks
• Changes to demand and impact to supply chains
• Preparing for future changes and adapting business strategy

Session details 

• Exploration of robotic process automation and machine learning
• Migration to cloud platforms
• Considerations for data integrity with new technologies
• Introduction of new technology within existing platforms

Session details:

• A mistake in the blockchain lasts forever
• How tracing of both bitcoin and altcoins can help to identify problematic actors with a history of interacting with flagged addresses
• Messaging capabilities within Ethereum and what your AML compliance needs to know
• The rise in crypto exchange account takeovers