Supplier Stability In Operational Resilience 2025: Follow-Up Insights and AnalysisThe resilience imperative is entering a new phase
As financial institutions deepen their reliance on cloud systems, operational resilience has become a regulatory — and strategic — priority. The 2025 Escode and CeFPro® whitepaper, Supplier Stability in Operational Resilience, reveals that 93% of financial institutions depend on cloud-based services for critical operations, yet 27% still don’t know who owns risk in their SaaS supply chains.
With frameworks like DORA and SS2/21 now enforceable, firms must demonstrate verifiable resilience — not just policy alignment. This report uncovers where the confidence gap persists, why oversight remains fragmented, and how software escrow is becoming central to continuity assurance.
Find out how institutions are strengthening accountability, aligning with regulation, and turning escrow into a foundation for true resilience.
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Reframing Resilience in the Cloud Era
Drawing on global survey data from over 100 financial professionals and expert interviews, the report explores how firms are adapting to regulatory enforcement, managing complex SaaS supply chains, and closing gaps between assumed and proven continuity.
The Confidence Gap
Confidence doesn’t equal compliance. Nearly half of firms claim full regulatory alignment — even when they’ve never tested their stressed exit plans.
Oversight Under Pressure
40% of firms assess supplier financial stability inconsistently or not at all, leaving resilience vulnerable to unseen dependencies.
From Assumptions to Assurance
Firms using software escrow are almost 4x more likely to have high confidence in their exit readiness — proof that verifiable safeguards build measurable resilience.
Building Resilience through Escrow
Escrow delivers tangible assurance - verified source code, access rights, and documented continuity - helping firms satisfy DORA, FFIEC, and PRA expectations while maintaining operational control.
Take Control of Third-Party Continuity
While oversight gaps persist, Escode’s research shows a clear path forward: integrating escrow and verification into third-party risk frameworks.
Get the full analysis and insights to help your institution lead in operational resilience to gain competitive advantage.
- Resilience Through Verification
Firms using escrow for both SaaS and on-premise environments report 21% higher confidence in their ability to execute stressed exits. - Regulatory Readiness
Among escrow users, 69% report full compliance with evolving frameworks — transforming escrow from a legal safeguard into a strategic enabler.
- Operational Assurance in Action
Case studies like NatWest Ventures demonstrate how verified escrow agreements empower innovation while ensuring compliance and control across complex supplier ecosystems. -
From Policy to Proof
Operational resilience is no longer about preparation – it’s about proof.
Escrow bridges the gap between assumption and assurance, ensuring that critical software remains accessible, verifiable, and operational – even under stress.
Escode is the global leader in software‐escrow and verification services, delivering assurance for mission‐critical applications whether cloud-hosted or on-premises. Through flexible escrow agreements, automated depositing, stringent security infrastructure and in-house legal, technical and customer teams, Escode enables organisations to protect innovation, ensure business continuity and meet regulatory mandates across multiple jurisdictions
Learn more at https://www.escode.com/
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